"text": "Competitive interest rates: Customers in this segment have a what credit history and a higher average credit amount? Offering what interest rates can attract them to take up more credit products?",  
"options": [  
    "A. good, competitive",  
    "B. bad, competitive",  
    "C. good, noncompetitive",
    "D. bad, noncompetitive"
],  
"correct_answer": "A"